Job DescriptionThe incumbent is responsible for supporting audit execution of the Bank’s retail and commercial business activities, risk management programs and management functions. Banking activities include retail banking, commercial lending, trade finance, correspondent banking, treasury and an in-depth look of overall controls and related risk management including market, credit, compliance, liquidity, operational etc. with a peer link to BSA/AML/OFAC compliance.Job ResponsibilitiesPlan and conduct scheduled auditsExecute audit coverage strategy of business activities, management functions, and attendant risksContribute to US-wide audit risk assessments for business activities and management functionsDesign and ensure implementation of testing of controls of business activities and management functionsExecute assigned audit programs and review auditor work papersContribute to complete, insightful, and timely delivery of audit reports and Internal Audit feedback Evaluate corrective actionsEvaluate management action plans to ensure they adequately address the audit issue raisedDirect and/or perform issue tracking and risk-based validation issuesCoordinate with key stakeholders to identify emerging issues Update the audit strategy and programConduct continuous monitoring for responsible areaCollect and analyze information in designated areas from regulators, Head Office and the branchesRecommend changes to the risk assessment, audit plan and/or audit programsRevise audit work programs timelyDevelop and apply baseline knowledge of applicable banking laws, regulations and guidelines, including risk management guidelinesOptimize the use of the audit workflow or data analytic tool, when available  Job Requirements•Bachelor’s degree required. Master’s degree is a plus but not required•2+ years of work experience in risk management, retail or commercial  banking in a large financial institution and/or internal/external audit  experience in accounting/consulting firms•Knowledge of the Bank Secrecy Act and all related anti-money   laundering and OFAC regulation; knowledge of risk governance   frameworks•Knowledge of internal audit professional practices, risk and controls,   policies and U.S banking regulations•CPA, CIA, FRM, CISSP or CISA certifications a plus•Excellent communication and interpersonal skills•Bilingual proficiency in English and Mandarin Chinese highly preferred